INDIA March 8, 2006. Kailaht district, Uttar-Pradesh. CASHPOR Micro Credit Kailaht branch Rama, 50, first used a Rs. 8,000 loan to purchase one buffalo, then used a second loan to purchase a second one. She sells milk from the buffaloes to make her Rs. 240 weekly loan payment. Pictured with husband Sahadur, 60, and grand-children.